Blog
Product updates, guides, and notes on running a freelance business in Thailand.
The Freelance Reserve Fund: How Many Months You Actually Need, Where to Park It, and How to Build One Without Relying on Willpower
How much freelance reserve fund do you actually need, where should you keep it, and how do you automate saving it from every invoice you get paid?
Planning Your Freelance Workload: Calculate Real Capacity, Build In Buffers, and Know When to Say Yes
A practical guide to freelance work planning: calculate real hourly capacity, build timeline buffers, and know when to accept or decline new projects.
Managing Freelance Clients With a Real System: What to Build Once You Pass 5 Active Clients
A freelancer's client management system without enterprise CRM: tier clients, set a communication cadence, track project history, and stay PDPA-safe.
Freelance Cash Flow: Why a Full Calendar Doesn't Mean Money in the Bank — and How to Plan So You Never Run Dry
Freelance cash flow isn't the same as income. Learn the common leaks, how to build a cash flow calendar, and how to plan around late client payments.
The Freelance Contract That Actually Protects You: 10 Must-Have Clauses, and Why You Pay the Stamp Duty Yourself
What a Thai freelance contract must include to protect you, how it differs from employment, and why freelancers pay the stamp duty themselves.
Chasing an Overdue Client Payment: The 5-Step Ladder That Gets You Paid Without Losing the Client — or Breaking Thai Debt-Collection Law
How to chase client payment as a Thai freelancer: a 5-step ladder, real message scripts, legal late-payment interest, and when to stop work or go to court.
The freelance quotation that gets approved faster: what it must include, and how to turn it into an invoice without retyping a thing
How to write a freelance quotation clients approve faster: every required element, plus how to convert it into an invoice without retyping a single line.
When the Scope Changes Mid-Project: A Change Request System That Protects Your Money and Your Client
A practical change request workflow keeps freelance scope of work changes from costing you money or the client relationship — five steps, with scripts.
Price your freelance work from real numbers: find the floor rate you never go below, then charge up from value
How to price freelance work in Thailand (ตั้งราคางานฟรีแลนซ์): build a floor rate from expenses, tax and sellable days, then charge up from value and risk.
Pay yourself a salary: the four-bucket system that stops lumpy freelance income from turning into debt
Pay yourself a salary with a four-bucket system: separate tax, job costs, buffer and take-home, with real numbers for Thai freelancers whose income arrives in lumps.
Flat 60% or actual expenses? The one deduction choice that quietly sets your Thai freelance tax bill
Flat 60% deduction or actual expenses? Compare with real numbers, check if your work is on the Revenue Department list of 43, and keep proof that holds up.
When should a Thai freelancer incorporate? Real numbers on personal vs corporate tax — and the running costs nobody quotes you
When should a Thai freelancer incorporate? Compare personal tax with the 60% flat deduction against SME corporate rates using real numbers, plus annual compliance costs.
Nearing ฿1.8 million: should a Thai freelancer register for VAT? The decision, the duties, and a plan before you cross the line
Nearing ฿1.8 million? A practical guide to Thai VAT registration for freelancers: how the threshold is counted, what changes after you register, and how to prepare.
Is your freelance income 40(2) or 40(8)? The one classification that changes your Thai tax bill
Is your freelance income 40(2) or 40(8)? How the category sets your expense deduction cap, your withholding rate, and whether you owe a Thai half-year PND 94 filing.
MANA vs SMEMOVE: an SME accounting app with stock and payroll, and a workspace built for one freelancer
An honest look at MANA and SMEMOVE, a Thai online accounting app: pricing, stock and payroll, e-Tax Invoice by Email, and which one actually fits a solo freelancer's work.
Scope is a pricing tool, not paperwork: how to agree freelance work that doesn't sprawl — and gets paid in full
Scope creep starts with a vague scope of work, not a difficult client. A practical guide for Thai freelancers: deliverables, revision limits, deposits, withholding tax and copyright.
Thailand's Q2/2026 GDP grew just 1.9% — but private investment hit a 54-quarter high. How freelancers should read the split
NESDC reported Q2/2026 GDP growth of 1.9%, the slowest in ASEAN, while private investment jumped 13.4%. What that split means for freelance clients, pricing and cash flow.
Get paid without begging: build a follow-up rhythm for overdue invoices in MANA
A practical system for chasing overdue invoices: set up the invoice, follow a five-step rhythm with ready-to-send templates, and track every unpaid client in MANA.
MANA vs PEAK: an accounting platform built to work with your bookkeeper, and a workspace built for one freelancer
MANA vs PEAK, Thailand's popular cloud accounting software: plans, pricing, e-Tax Invoice support, and three questions that tell a freelancer which tool fits.
Thai Chuay Thai Plus has six weeks left and ฿111.9 billion has already moved — how Thai freelancers should plan for Q4
Thai Chuay Thai Plus (60/40) ends 30 September 2026 after ฿111.9 billion in spending. What the numbers mean for Thai freelancers and how to plan Q4 cash flow.
Handle 3% withholding tax end to end: invoice the right number, collect every 50 Tavi, and reconcile the short payment in MANA
How to handle 3% withholding tax as a Thai freelancer: calculate it on the right base, invoice correctly, collect every 50 Tavi, and reconcile it in MANA.
MANA vs FlowAccount: Thailand's leading cloud accounting software, and a workspace built for one freelancer
MANA vs FlowAccount for Thai freelancers: pricing, e-tax invoice support, accounting depth, and the one question that tells you which tool fits your work.
Thailand's half-year tax filing (PND 94) is open until 8 October 2026 — which freelancers actually have to file, and what the fresh VAT extension means
Thailand's half-year tax filing (PND 94) is open until 8 October 2026. Check whether your freelance income qualifies, what you can deduct, and how to credit WHT.
Deposits and milestone billing in MANA: set it up once, stop rebuilding the paperwork every stage
How to run deposits and milestone billing in MANA: quotation terms, deposit invoice, PromptPay QR, per-stage withholding tax, receipts, and a six-point checklist.
MANA vs Leceipt: a dedicated e-tax invoice signer, and a workspace for the whole freelance job
An honest MANA vs Leceipt comparison: e-tax invoice signing, real pricing, the ฿3,000 certificate, and the one question that tells a freelancer which to use.
Thailand just freed up ฿25 billion at state banks to push SME lending — can a solo freelancer actually get any of it?
Thailand freed up ฿25bn at state banks to push SME Credit Boost lending. Can a solo freelancer qualify, and exactly which income documents do you need?
Verify PromptPay slips in MANA: let the client attach the slip, check it against bank data, and book the income automatically
A step-by-step guide to PromptPay slip verification in MANA: wallet setup, invoice links, client slip uploads, bank-side checks, and automatic income reconciliation.
MANA vs Bonsai: a polished US platform for service businesses, and a workspace that speaks Thai paperwork
MANA vs Bonsai compared by the work Thai freelancers really do: pricing per seat, Thai documents, 3% withholding, PromptPay, and project management depth.
Thailand's new scam-refund rules start 12 August 2026 — and the mule-account dragnet just got wider. What Thai freelancers should do now
Thailand's scam-refund rules start 12 August 2026 alongside proactive mule-account freezes. What Thai freelancers who take bank transfers should fix this week.
Forecasting Cash Flow in MANA: Know Ahead of Time Whether Next Month's Money Will Be Enough
A step-by-step guide to setting up cash flow forecasting in MANA, so you know ahead of time whether next month's money will be enough.
MANA vs Wave: The Free Accounting App That Quietly Cut Off Everyone Outside the US and Canada
MANA vs Wave: the free accounting app that cut off support outside the US and Canada in 2020, compared to one still built for Thai freelancers.
Thailand's Freelance Protection Bill in August 2026: The Fund, Section 33 Rights, Minimum Wage — and What to Do While You Wait
Thailand's freelance protection bill in August 2026: the proposed fund, Section 33 rights, minimum wage, and what freelancers should do while they wait.
Know in ten seconds which project still owes you money: using the project Reports tab in MANA
How to use the project Reports tab in MANA to track outstanding invoices, the quotation-to-receipt pipeline and per-project cash flow — plus a ten-minute weekly habit.
MANA vs Xero: a world-class accounting ledger, and a workspace that issues Thai tax paperwork out of the box
MANA vs Xero for Thai freelancers: double-entry accounting, multi-currency and pricing tiers versus Thai tax invoices, 3% withholding and PromptPay. One question decides.
Thailand just rewrote its tax-penalty rules (July–August 2026): why late-filing freelancers should fix it themselves now
Thailand's new tax penalty rules (ท.ป. 369/2569 and 370/2569) reward freelancers who fix late or incorrect filings themselves — the ladder, the deadlines, and a checklist.
Share a Public Document Link from MANA: Clients Can View and Pay an Invoice via PromptPay Without an Account
Create and share a public MANA document link so clients can view an invoice and pay via PromptPay instantly — no account required.
MANA vs Express: The Accounting Software Thai Bookkeepers Have Run for Decades, and the Tool a Solo Freelancer Can Open Today
MANA vs Express accounting software — which one fits a solo Thai freelancer who wants to start invoicing today, no bookkeeping background required.
Thailand's New Government Unveiled a 10-Point Tax Reform Plan in July 2026 — Foreign Income Relief Wasn't on It
Thailand's July 2026 tax reform plan skips foreign income relief — what freelancers with overseas clients should do while the 2024 rule still applies.
MANA's AI assistant: type instead of clicking through menus for financial summaries, invoice reminders, and drafted emails
How to use MANA's AI chat assistant — from the cookbook shortcuts to real prompts for finances, invoices, and clients.
MANA vs QuickBooks Online: a global multi-currency tool, and one that speaks Thai tax paperwork
How MANA and QuickBooks Online differ on pricing, multi-currency support, and Thai tax compliance for freelancers.
The Bank of Thailand is cutting 19 bank fees in 2026 — what Thai freelancers actually save, and what to do now
The Bank of Thailand is cutting 19 bank fees across 4 categories, July–October 2026 — what Thai freelancers actually save and should check now.
Set up wallets and monthly budgets in MANA: know every week what you can actually spend
A step-by-step guide to setting up wallets and monthly budgets in MANA: separate accounts, match payments to invoices, reserve tax, and a 10-minute weekly review.
MANA vs Prosoft ibiz: an accounting system built to scale, and a workspace built for one person
MANA vs Prosoft ibiz compared by the work Thai freelancers actually do: documents, inventory, seat-based pricing, and the one question that settles the choice.
Working with overseas clients as a Thai freelancer: tax, paperwork and getting paid, end to end
A complete guide for Thai freelancers with overseas clients: Thai tax on foreign income, 0% VAT on exported services, treaties, proof of income, and getting paid.
Thai inflation was 1.95% in July 2026 — but freelance costs rose faster. Time to raise your rates?
Thai inflation hit 1.95% in July 2026 with capped power and diesel prices. Here is how freelancers should read it, calculate real costs, and raise rates safely.
Reconcile your income in MANA: import a bank statement and match every baht to an invoice
A step-by-step guide to reconciling income in MANA: import a bank CSV, match payments to invoices, handle 3% withholding and partial payments, and close the month in 15 minutes.
MANA vs AccRevo: a digital accounting platform for SMEs, and a workspace for one-person businesses
An honest MANA vs AccRevo comparison: a digital accounting platform for registered SMEs versus a document and money workspace for solo Thai freelancers.
The freelance money system: separate accounts, pay yourself a salary, reserve for tax, and build a real six-month buffer
A freelance money system for Thailand: four accounts, paying yourself a salary, how much tax to reserve with worked examples, and a six-month buffer built from every invoice.
Issuing your first e-tax invoice in Thailand: choosing between by Email and e-Tax Invoice & e-Receipt, step by step
How to issue your first e-tax invoice in Thailand: choose by Email or e-Tax Invoice & e-Receipt, register Kor Or 01, build PDF/A-3 files, send correctly.
MANA vs Zoho Invoice: a genuinely good free tool, and one that speaks Thai paperwork
MANA vs Zoho Invoice compared on real Thai freelance work: free plan limits, tax invoices, 3% withholding and 50 tawi certificates, and PromptPay.
Social security for Thai freelancers in mid-2026: Section 40 gets better, the freelance bill stalls, and what to do while you wait
Social security for Thai freelancers in 2026: Section 40 benefits improved without higher contributions, platform workers may enter the system, and five things to do now.
Should a Thai freelancer incorporate? Sole trader vs company on tax, real costs, and admin load
Should a Thai freelancer incorporate? A worked comparison of sole trader vs company tax, hidden costs, filing load, and clear lines for deciding when.
The baht swung between 33 and 34 all July 2026 — what Thai freelancers with overseas clients should fix now
The baht ranged from 33.00 to 33.90 in July 2026. What Thai freelancers with overseas clients must fix: pricing, FX records, tax set-aside and VAT rules.
Put a PromptPay QR on your invoice properly: get paid faster and reconcile cleanly
How to add a PromptPay QR to your freelance invoice correctly: the post-withholding amount, VAT maths, placement, weekly reconciliation and follow-up cadence.
MANA vs iTAX: Thailand's best personal tax app and a freelance workspace solve different problems
MANA vs iTAX compared by the work freelancers actually do: personal tax calculation and planning versus documents, invoicing and payment tracking.
The freelance contract that actually protects you in Thailand: 12 clauses to settle before you start
A practical freelance contract for Thailand: 12 clauses covering scope, deposits, VAT, withholding tax, copyright and cancellation — plus a pre-start checklist.
How much freelance income the Thai Revenue Department already sees in 2026: platform reporting, e-Payment, and D-MyTax
In 2026 the Thai Revenue Department sees freelance income via platform special accounts, PND 3, e-Payment bank reporting and D-MyTax. Here's what to do.
Collecting every WHT certificate (50 ทวิ) for the year: a simple system that saves you from chasing in March
How to collect every 50 ทวิ withholding tax certificate: what to check, how to request missing ones, and how to reconcile before filing your Thai tax return.
MANA vs SMEMOVE: cheaper isn't the same as a better fit — compared by the work you actually do
An honest MANA vs SMEMOVE comparison for Thai freelancers: budget accounting software with a full Thai document set versus a project and client workspace.
Building a freelance expense record system in Thailand: proof that survives a Revenue Department review
A practical guide to freelance expense records in Thailand: what evidence holds up, mixed-use assets, five-year retention, and a 30-minute monthly routine.
Thailand extends the 7% VAT rate to September 2027: what freelancers who issue tax invoices should actually do
Thailand's Cabinet extended the 7% VAT rate to 30 September 2027. What VAT-registered Thai freelancers need to change in their documents, and what to check now.
Automate your monthly retainer invoices: stop retyping the same document every month
How to set up automated monthly retainer invoices in MANA — sender profile, 3% withholding tax, VAT order of calculation, review window, and closing the loop.
MANA vs PEAK Account: a full accounting system and a freelance workspace are not the same product
An honest MANA vs PEAK Account comparison: full double-entry accounting for companies versus a project and document workspace built for solo Thai freelancers.
VAT registration for Thai freelancers: how the 1.8M threshold is counted, when you must register, and what changes after
A complete guide to VAT registration for Thai freelancers: how the 1.8M threshold is counted, the PP.01 deadline, tax invoice requirements, and monthly PP.30 filing.
Decree 803: fine-art freelancers can now deduct 60% — but the category is narrower than it sounds
Thailand's Decree 803 raises the fine-art lump-sum deduction to 60% permanently and gives art buyers a THB 100,000 exemption until 31 Dec 2026. Who qualifies.
How to chase unpaid invoices professionally: an overdue follow-up system that doesn't burn the relationship
How Thai freelancers follow up unpaid invoices professionally: due dates, a 3-beat reminder script, PromptPay QR, slip verification, and prevention tactics.
MANA vs Fastwork: not actually rivals — but every Thai freelancer should know which solves what
MANA vs Fastwork explained: freelance marketplace vs business management system — documents, tax, finance, and how Thai freelancers should use both together.
Lump-sum or actual expenses? The deduction choice that changes a Thai freelancer's tax bill by tens of thousands
Lump-sum vs actual expense deduction for Thai freelancers: income categories 40(2), 40(6), 40(8), the 100k cap, worked examples, and common traps.
Thailand extends e-Tax incentives to end of 2027: withholding drops to 1% — here's what freelancers gain
Thailand extends e-Tax Invoice and e-Withholding Tax incentives to 31 Dec 2027, cutting withholding to 1%. What Thai freelancers gain and what to do now.
From quotation to receipt: setting up your freelance document flow in MANA, step by step
Step-by-step tutorial: issue quotations, invoices, and receipts in MANA with PromptPay QR, automatic slip verification, and withholding tax records in one flow.
MANA vs FlowAccount: which one fits a Thai freelancer?
An honest MANA vs FlowAccount comparison for Thai freelancers: pricing, features, where each tool shines, and how to choose between them.
Withholding tax for Thai freelancers, explained properly: where that 3% goes and how to get it back
A complete withholding tax guide for Thai freelancers: why clients deduct 3%, the 50 tawi certificate, tax credits, refunds, and the 1% e-Withholding rate.
PND 94 in 2026: Which Thai freelancers must file half-year tax, and why you shouldn't wait until September
A 2026 guide to Thailand's PND 94 half-year tax for freelancers: who must file, the 60,000-baht threshold, the 30 Sep and 8 Oct deadlines, and a prep checklist.